Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals

At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.

Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.

We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.

Begin your Loan Journey Today!

Whether you are a first time investor or an experienced real estate entrepreneur, we have the solutions for you.

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Low & No Money Down Options

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Popular with 1st Time Home Buyers

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Borrowers with 5%-20%+ Down Payments

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Self Employed & High Net Worth Borrowers

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Business Bank Statement Program

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DSCR Cashflow Program
(Using Property Cashflow Only)

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1099 Statement Program

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Fix & Flip Program

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Hard Money Loan Program

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Construction & Renovation Loans

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Rental Property & 2nd Home Financing

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HECM Loans for Seniors

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ITIN & Foreign National Buyers

Business Bank Statements Program

Bank statement loans are for self-employed individuals who prefer to use their bank statements to prove their qualifying income.

  • 1-4 Unit Properties

  • Up to 80% of Value

  • $75,000 to $2 million loan amount

  • Purchase or Refinance

Business owners and self-employed professionals often write off many of their business expenses, therefore reducing their taxable income and their "qualifying" income.

Our Business Bank Statements Program enables borrowers to qualify for loans without the traditional income qualification standards. Speak with one of our Mortgage Advisors for more information.

DSCR (Debt Service Coverage Ratio) Program

Using a DSCR loan, an investor buyer can use the property's cashflow to qualify for the purchase or refinance loan, instead of having to show their tax returns or W2's.

  • 1-4 Unit Properties

  • 5+ Unit & Mixed Use Properties

  • Up to 80% of Value

  • $75,000 to $2 million loan amount

  • Purchase or Refinance

  • Income calculated on the property cashflow, not the borrower

  • 30-year terms with Interest Only option

Speak with one of our Mortgage Advisors to discuss the benefits or choosing a DSCR loan.

1099 Statement Program

Perfect for Business Owners, Self-Employed Professionals and Independent Contractors.

  • Property Types - Single family, condo, townhouse, 2-4 unit properties

  • Loan Amounts – $75,000 to $3 million

  • Term – 5 & 7 year ARM and 30-Year Fixed Rate

  • Entities - available to individuals, trusts, corporations, limited partnership

Fix & Flip Program

Designed for investors who are in the business of buying distressed properties, repairing them and then either selling or holding for rental income.

  • Investment Properties – Single Family, Multi Family 2-4 units

  • Purchase Loan Amount – up to 85% of Cost based on experience

  • Rehab Loan Amount – up to 100% of Cost

  • 12-month loan term with Interest Only option

Please contact one of our Mortgage Advisors to discuss financing for buying or refinancing a second home.

Hard Money Loan Program

Designed for investors looking to finance a property quickly without the red tape often associated with traditional lending standards.

  • 1-4 Unit Properties

  • 5+ Unit & Mixed Use Properties

  • Up to 80% of Property Value

  • Closing in 1-2 weeks

Contact one of our Mortgage Advisors to discuss our various renovation loan programs.


ITIN & Foreign National Buyer Program

This program offers the perfect solution for investors and borrowers without Social Security numbers but who have Individual Tax Identification Numbers, as well as for foreign nationals looking to purchase properties in the United States.

  • ITIN Program – For borrowers with Individual Tax Identification Numbers

  • Foreign National Program – Loan solutions designed for eligible foreign national buyers

Get in touch with us to learn more about our creative home financing options.

GET IN TOUCH

We’re here to answer all of your mortgage financing questions.

(617) 379-6166

About Us


Clear Path Capital Partners was founded by Antoine Doan, a mortgage industry veteran since 2000. Over the past 24 years serving homeowners and investors in Massachusetts and around the country, Antoine has helped thousands of property owners and investors secure their financing and build wealth through real estate.

Our team stands by ready to give you the personal attention you deserve and treat you with the respect due a valued customer.

Contact Us

150 Wood Road Suite 101

Braintree, MA 02184

(617) 379-6166

Connect With Us

About Us

Contact Us

Connect With Us

Clear Path Capital Partners was founded by Antoine Doan, a mortgage industry veteran since 2000. Over the past 24 years serving homeowners and investors in Massachusetts and around the country, Antoine has helped thousands of property owners and investors secure their financing and build wealth through real estate.

Our team stands by ready to give you the personal attention you deserve and treat you with the respect due a valued customer.

150 Wood Road Suite 101

Braintree, MA 02184

(617) 379-6166

Clear Path Capital Partners has tried to provide accurate and timely information; however, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. CPCP may change the products, services, and any other information described on this site at any time. The information published on this site is provided as a convenience to visitors and is for informational purposes only. You should verify all information before relying on it and decisions based on information contained in our site are your sole responsibility. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for a loan, please contact us at (617) 379-6166. This contact information is for accommodation requests only.

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