1. Overview

Clear Path Capital Partners ("Clear Path," "we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect when you visit our website, fill out a form or survey, start a Get Started application, or contact us. It also explains how we use and share that information, and the choices you have.

This policy applies to our website and to the forms, surveys, applications and messages connected to it. It does not apply to websites or services run by other companies, even when we link to them.

2. Information We Collect

We collect information in two ways. Some of it you give us directly, for example when you fill out a form. Some of it is collected automatically when you use the website. The next two sections describe each kind.

3. Information You Provide

You may give us information when you:

• Fill out a form on the website or ask us to contact you
• Answer a survey or questionnaire
• Start or complete a Get Started application
• Call, text or email us

Depending on what you choose to share, this information may include:

• Contact details, such as your first and last name, email address and phone number
• What you are looking to do, such as buying a property, refinancing, or financing an investment
• Details about a property, such as its location, type, intended use, estimated value or purchase price, and the loan amount you have in mind
• Details about your situation, such as how you earn your income, an estimated income, a credit score range, and your experience with real estate investing
• For some financing programs, further details such as whether you own a business and how long it has operated, typical business deposits, your citizenship or residency status, or whether you have an ITIN
• Anything else you choose to tell us in a message, a call or a conversation

4. Automatically Collected Information

When you visit the website, some information is collected automatically by us or by the tools we use. This may include:

• The type of device, operating system and browser you use
• Your IP address and the general area it points to
• The pages you view, the links you select, and the date and time of your visit
• The website or page that brought you to us

When you submit a form, survey or application, this information may be connected to the details you provide.

5. Cookies and Similar Technologies

The website may use cookies and similar technologies, such as pixels and local storage. A cookie is a small file that a website saves in your browser. These technologies help the website work as expected, keep forms and surveys working, remember your choices, and help us understand how visitors use the website.

Most browsers let you refuse cookies or tell you when a cookie is being set. If you turn cookies off, some parts of the website, including forms and surveys, may not work as intended.

6. How We Use Information

We may use the information we collect to:

• Respond to your questions and requests
• Review a Get Started application and help identify financing options that may fit your situation
• Contact you about your inquiry or application by phone or email, and by text message if you have agreed to receive texts
• Provide, maintain and improve the website and our services
• Understand how the website is used
• Protect the website, our business and the people who use our services, and help prevent fraud or misuse
• Meet legal and regulatory obligations

7. How We Share Information

We may share information in the following situations:

• With service providers that help us run the website and our services, as described in the next section
• With other parties that need to be involved in a financing request you ask us to pursue, when that is needed to review or carry out your request
• When the law requires it, or when we believe in good faith that sharing is needed to respond to a legal request, to protect our rights, or to protect the safety of others
• As part of a merger, sale or transfer of all or part of our business
• With your consent, or at your direction

The sharing described above does not include SMS opt-in data or consent. SMS opt-in consent and the phone numbers we collect for the purpose of SMS are not shared with third parties or affiliates.

8. Service Providers

We work with other companies that provide services to us, such as website hosting, customer relationship management (CRM) software, online forms and surveys, email and text message delivery, and analytics. These providers handle information on our behalf so that they can perform those services for us.

9. Analytics

We may use analytics tools to learn how visitors find and use the website, for example which pages are viewed most often and how long a visit lasts. These tools may use cookies and similar technologies, and may collect the automatically collected information described above. We use what we learn to improve the website.

10. Communications

If you give us your contact details, we may contact you about your inquiry or application by phone or email. We send text messages only if you have agreed to receive them, as described in the next section.

You can ask us to stop contacting you at any time by using the contact details at the end of this policy.

11. SMS and Customer Care Communications

We send text messages only to people who have given us their consent to receive them, for example by checking the consent box on a form on our website.

• Our text messages relate to customer care, such as replies to your questions and messages about your inquiry or request.
• Message frequency may vary.
• Message and data rates may apply, depending on your mobile carrier and plan.
• You can opt out at any time by replying STOP. After you opt out, we will not send you further text messages unless you opt in again.
• For help, reply HELP or text HELP to (617) 379-6166.

SMS opt-in consent and the phone numbers we collect for the purpose of SMS are not shared with third parties or affiliates. The companies that deliver our text messages for us handle this information only so that the messages you agreed to receive can be sent.

For more details, see the SMS Communications section of our Terms & Conditions.

12. Data Security

We take steps designed to protect the information we hold. However, no website, internet transmission or storage system can be guaranteed to be completely secure, so we cannot promise absolute security. Please keep this in mind when deciding what information to send us.

13. Data Retention

We keep information for as long as it is needed for the purposes described in this policy. That includes responding to you, providing our services, meeting legal, accounting or reporting requirements, and resolving disputes. How long we keep a piece of information depends on what it is and why we have it.

14. Your Privacy Choices and Rights

You have choices about your information:

• Text messages: reply STOP to any text message from us to opt out.
• Email and phone: ask us to stop contacting you by using the contact details at the end of this policy.
• Cookies: use your browser settings to refuse or delete cookies.
• Your information: you may ask us about the personal information we hold about you, or ask us to correct or delete it.

We respond to these requests as the law that applies to you requires. Depending on where you live, you may have additional privacy rights. To make a request, contact us using the details at the end of this policy. We may need to confirm your identity before we act on a request, and we may keep information where the law allows or requires it.

15. Third-Party Websites

The website may link to, or show content from, websites and services that we do not control, such as maps and video players. Some parts of the website load content from other companies, such as fonts and videos. When that content loads, the company that provides it may receive information about your device, such as your IP address.

Those third parties have their own privacy policies. We are not responsible for their content or their privacy practices, and we encourage you to read their policies.

16. Children's Privacy

The website and our services are intended for adults. They are not directed to children, and we do not knowingly collect personal information from children under 13. If you believe a child has given us personal information, please contact us so that we can remove it.

17. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will post the updated version on this page. We encourage you to review this page periodically.

18. Contact Information

If you have questions about this Privacy Policy or about your information, contact us:

• Clear Path Capital Partners
• Phone: (617) 379-6166
• Email: [email protected]
• Website: https://www.clearpathcapitalpartners.com