Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals
At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.
Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.
We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.
For ITIN holders and foreign nationals
ITIN & Foreign National Buyer Program
No Social Security number? There is a program for that. It serves borrowers and investors who have an Individual Taxpayer Identification Number, and foreign nationals buying property in the United States.
Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals
At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.
Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.
We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.
Financing Without a Social Security Number
An ITIN is an Individual Taxpayer Identification Number. The IRS issues it to people who need a U.S. tax number and are not eligible for a Social Security number.
Without a Social Security number, many loan applications go no further. Clear Path offers an ITIN Program for borrowers and investors who have an ITIN, and a Foreign National Program with loan solutions designed for eligible foreign national buyers purchasing property in the United States.
- For borrowers and for investors
- An ITIN in place of a Social Security number
- For foreign nationals buying in the United States
Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals
At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.
Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.
We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.
Two Programs, One Conversation
Tell us your situation and we will point you to the one that fits.
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For ITIN holders
ITIN Program
For borrowers who have an Individual Taxpayer Identification Number and no Social Security number.
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For foreign nationals
Foreign National Program
Loan solutions designed for eligible foreign national buyers who want to purchase property in the United States.
Clear Path does not publish loan amounts or terms for these two programs. Ask us and we will go over what applies to you.
Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals
At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.
Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.
We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.
How It Works
A simple path from your first question to your financing.
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Step 1: Tell Us Your Situation
Do you have an ITIN, or are you a foreign national buying in the United States? Start there.
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Step 2: Find the Right Program
A mortgage advisor will point you to the ITIN Program or the Foreign National Program.
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Step 3: Review Your Loan Options
Go over the loan options open to you and ask every question you have.
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Step 4: Move Toward Closing
Choose the option that works for you and take the next step.
This is a general guide. Your steps can vary with your loan.
Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals
At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.
Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.
We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.
Questions About This Program
Short answers, taken from what Clear Path publishes. For anything else, get in touch.
ITIN stands for Individual Taxpayer Identification Number. The IRS issues it to people who need a U.S. tax number and are not eligible for a Social Security number.
The ITIN Program is for borrowers and investors who have no Social Security number and do have an ITIN. Get in touch and we will go over what applies to you.
The Foreign National Program offers loan solutions designed for eligible foreign national buyers. Get in touch and we will check what applies to you.
Clear Path does not publish figures for these two programs. Tell us about your situation and we will go over what applies to you.
Rates and fees depend on your situation, so none are published on this page. Request a quote and you will get your personalized rates and fees.
You can start the application online in about 5 to 10 minutes, or call or text (617) 379-6166 and talk it through first. Say you are asking about the ITIN & Foreign National Buyer Program.
Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals
At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.
Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.
We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.
Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals
At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.
Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.
We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.
Start With a Conversation
Tell us whether you have an ITIN or are buying as a foreign national. We will take it from there.
Begin your Loan Journey Today!
Whether you are a first time investor or an experienced real estate entrepreneur, we have the solutions for you.
Low & No Money Down Options
Popular with 1st Time Home Buyers
Borrowers with 5%-20%+ Down Payments
Self Employed & High Net Worth Borrowers
Business Bank Statement Program
DSCR Cashflow Program
(Using Property Cashflow Only)
1099 Statement Program
Construction & Renovation Loans
Rental Property & 2nd Home Financing
HECM Loans for Seniors
ITIN & Foreign National Buyers
Business Bank Statements Program
Bank statement loans are for self-employed individuals who prefer to use their bank statements to prove their qualifying income.
1-4 Unit Properties
Up to 80% of Value
$75,000 to $2 million loan amount
Purchase or Refinance
Business owners and self-employed professionals often write off many of their business expenses, therefore reducing their taxable income and their "qualifying" income.
Our Business Bank Statements Program enables borrowers to qualify for loans without the traditional income qualification standards. Speak with one of our Mortgage Advisors for more information.
DSCR (Debt Service Coverage Ratio) Program
Using a DSCR loan, an investor buyer can use the property's cashflow to qualify for the purchase or refinance loan, instead of having to show their tax returns or W2's.
1-4 Unit Properties
5+ Unit & Mixed Use Properties
Up to 80% of Value
$75,000 to $2 million loan amount
Purchase or Refinance
Income calculated on the property cashflow, not the borrower
30-year terms with Interest Only option
Speak with one of our Mortgage Advisors to discuss the benefits or choosing a DSCR loan.
1099 Statement Program
Perfect for Business Owners, Self-Employed Professionals and Independent Contractors.
Property Types - Single family, condo, townhouse, 2-4 unit properties
Loan Amounts – $75,000 to $3 million
Term – 5 & 7 year ARM and 30-Year Fixed Rate
Entities - available to individuals, trusts, corporations, limited partnership
Fix & Flip Program
Designed for investors who are in the business of buying distressed properties, repairing them and then either selling or holding for rental income.
Investment Properties – Single Family, Multi Family 2-4 units
Purchase Loan Amount – up to 85% of Cost based on experience
Rehab Loan Amount – up to 100% of Cost
12-month loan term with Interest Only option
Please contact one of our Mortgage Advisors to discuss financing for buying or refinancing a second home.
Hard Money Loan Program
Designed for investors looking to finance a property quickly without the red tape often associated with traditional lending standards.
1-4 Unit Properties
5+ Unit & Mixed Use Properties
Up to 80% of Property Value
Closing in 1-2 weeks
Contact one of our Mortgage Advisors to discuss our various renovation loan programs.
ITIN & Foreign National Buyer Program
This program offers the perfect solution for investors and borrowers without Social Security numbers but who have Individual Tax Identification Numbers, as well as for foreign nationals looking to purchase properties in the United States.
ITIN Program – For borrowers with Individual Tax Identification Numbers
Foreign National Program – Loan solutions designed for eligible foreign national buyers
Get in touch with us to learn more about our creative home financing options.
GET IN TOUCH
We’re here to answer all of your mortgage financing questions.
(617) 379-6166
About Us
Clear Path Capital Partners was founded by Antoine Doan, a mortgage industry veteran since 2000. Over the past 24 years serving homeowners and investors in Massachusetts and around the country, Antoine has helped thousands of property owners and investors secure their financing and build wealth through real estate.
Our team stands by ready to give you the personal attention you deserve and treat you with the respect due a valued customer.
Contact Us
Connect With Us
About Us
Contact Us
Connect With Us
Clear Path Capital Partners was founded by Antoine Doan, a mortgage industry veteran since 2000. Over the past 25 years serving homeowners and investors in Massachusetts and around the country, Antoine has helped thousands of property owners and investors secure their financing and build wealth through real estate.
Our team stands by ready to give you the personal attention you deserve and treat you with the respect due a valued customer.
Clear Path Capital Partners has tried to provide accurate and timely information; however, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. CPCP may change the products, services, and any other information described on this site at any time. The information published on this site is provided as a convenience to visitors and is for informational purposes only. You should verify all information before relying on it and decisions based on information contained in our site are your sole responsibility. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for a loan, please contact us at (617) 379-6166. This contact information is for accommodation requests only.