Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals
At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.
Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.
We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.
For independent contractors and the self-employed
1099 Statement Program
Made for business owners, self-employed professionals and independent contractors. If you are paid on 1099s, this program is designed around the way you earn.
Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals
At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.
Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.
We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.
Built for People Paid on 1099s
A 1099 is the form that reports what a client or company paid you when you are not on its payroll. If that is how you earn, a loan application built around W-2s and pay stubs does not describe you.
The 1099 Statement Program is made for business owners, self-employed professionals and independent contractors. Clear Path's loan programs do not require you to show tax returns, W-2s or pay stubs.
- Single-family homes, condos, townhouses and 2–4 unit properties
- Adjustable or fixed rate terms
- Borrow in your own name or through an entity
Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals
At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.
Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.
We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.
Who This Program Is For
In the words of the program itself: business owners, self-employed professionals and independent contractors.
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Independent Contractors
Your clients pay you directly and report it on 1099s, not through a payroll.
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Self-Employed Professionals
You work for yourself, and a W-2 application does not describe how you earn.
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Business Owners
You may borrow as an individual or through a trust, a corporation or a limited partnership.
Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals
At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.
Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.
We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.
Three Terms to Choose From
The program offers two adjustable-rate terms and one fixed-rate term.
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Adjustable rate
5-Year ARM
ARM stands for adjustable-rate mortgage. The rate holds for the first five years, then it can change.
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Adjustable rate
7-Year ARM
The same idea with a longer start. The rate holds for the first seven years, then it can change.
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Fixed rate
30-Year Fixed Rate
One rate for the full 30 years of the loan.
These short descriptions explain the loan types in general. Antoine will go over the current terms with you.
Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals
At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.
Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.
We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.
How It Works
A simple path from your first question to your financing.
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Step 1: Tell Us Your Plans
Share what you want to finance and how you are paid. A mortgage advisor will confirm the program fits.
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Step 2: Share How You Earn
Your 1099s show how you are paid. Clear Path's programs do not require W-2s or pay stubs.
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Step 3: Choose Your Term
Compare a 5-year ARM, a 7-year ARM and a 30-year fixed rate, and ask every question you have.
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Step 4: Move Toward Closing
Pick the option that works for you and take the next step.
This is a general guide. Your steps can vary with your loan.
Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals
At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.
Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.
We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.
Program Details
The figures Clear Path publishes for this program, in plain words.
- Who it is for
- Business owners, self-employed professionals and independent contractors
- Property types
- Single-family homes, condos, townhouses and 2–4 unit properties
- Loan amount
- $75,000 to $3 million
- Terms
- 5-year ARM, 7-year ARM or 30-year fixed rate ARM stands for adjustable-rate mortgage.
- Who can borrow
- Individuals, trusts, corporations and limited partnerships You can borrow in your own name or through an entity.
Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals
At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.
Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.
We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.
Questions About This Program
Short answers, taken from what Clear Path publishes. For anything else, get in touch.
It is made for business owners, self-employed professionals and independent contractors.
A 1099 is a tax form that reports income you were paid outside of a payroll, for example by a client. Independent contractors usually receive 1099s, not W-2s.
Single-family homes, condos, townhouses and 2–4 unit properties.
Loan amounts run from $75,000 to $3 million. You can choose a 5-year ARM, a 7-year ARM or a 30-year fixed rate.
Yes. The program is available to individuals, trusts, corporations and limited partnerships.
Rates and fees depend on your situation, so none are published on this page. Request a quote and you will get your personalized rates and fees.
You can start the application online in about 5 to 10 minutes, or call or text (617) 379-6166 and talk it through first. Say you are asking about the 1099 Statement Program.
Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals
At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.
Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.
We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.
Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals
At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.
Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.
We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.
Paid on 1099s? Let's Talk.
Tell us how you earn and what you want to finance. Get started online, or call to talk it through.
Begin your Loan Journey Today!
Whether you are a first time investor or an experienced real estate entrepreneur, we have the solutions for you.
Low & No Money Down Options
Popular with 1st Time Home Buyers
Borrowers with 5%-20%+ Down Payments
Self Employed & High Net Worth Borrowers
Business Bank Statement Program
DSCR Cashflow Program
(Using Property Cashflow Only)
1099 Statement Program
Construction & Renovation Loans
Rental Property & 2nd Home Financing
HECM Loans for Seniors
ITIN & Foreign National Buyers
Business Bank Statements Program
Bank statement loans are for self-employed individuals who prefer to use their bank statements to prove their qualifying income.
1-4 Unit Properties
Up to 80% of Value
$75,000 to $2 million loan amount
Purchase or Refinance
Business owners and self-employed professionals often write off many of their business expenses, therefore reducing their taxable income and their "qualifying" income.
Our Business Bank Statements Program enables borrowers to qualify for loans without the traditional income qualification standards. Speak with one of our Mortgage Advisors for more information.
DSCR (Debt Service Coverage Ratio) Program
Using a DSCR loan, an investor buyer can use the property's cashflow to qualify for the purchase or refinance loan, instead of having to show their tax returns or W2's.
1-4 Unit Properties
5+ Unit & Mixed Use Properties
Up to 80% of Value
$75,000 to $2 million loan amount
Purchase or Refinance
Income calculated on the property cashflow, not the borrower
30-year terms with Interest Only option
Speak with one of our Mortgage Advisors to discuss the benefits or choosing a DSCR loan.
1099 Statement Program
Perfect for Business Owners, Self-Employed Professionals and Independent Contractors.
Property Types - Single family, condo, townhouse, 2-4 unit properties
Loan Amounts – $75,000 to $3 million
Term – 5 & 7 year ARM and 30-Year Fixed Rate
Entities - available to individuals, trusts, corporations, limited partnership
Fix & Flip Program
Designed for investors who are in the business of buying distressed properties, repairing them and then either selling or holding for rental income.
Investment Properties – Single Family, Multi Family 2-4 units
Purchase Loan Amount – up to 85% of Cost based on experience
Rehab Loan Amount – up to 100% of Cost
12-month loan term with Interest Only option
Please contact one of our Mortgage Advisors to discuss financing for buying or refinancing a second home.
Hard Money Loan Program
Designed for investors looking to finance a property quickly without the red tape often associated with traditional lending standards.
1-4 Unit Properties
5+ Unit & Mixed Use Properties
Up to 80% of Property Value
Closing in 1-2 weeks
Contact one of our Mortgage Advisors to discuss our various renovation loan programs.
ITIN & Foreign National Buyer Program
This program offers the perfect solution for investors and borrowers without Social Security numbers but who have Individual Tax Identification Numbers, as well as for foreign nationals looking to purchase properties in the United States.
ITIN Program – For borrowers with Individual Tax Identification Numbers
Foreign National Program – Loan solutions designed for eligible foreign national buyers
Get in touch with us to learn more about our creative home financing options.
GET IN TOUCH
We’re here to answer all of your mortgage financing questions.
(617) 379-6166
About Us
Clear Path Capital Partners was founded by Antoine Doan, a mortgage industry veteran since 2000. Over the past 24 years serving homeowners and investors in Massachusetts and around the country, Antoine has helped thousands of property owners and investors secure their financing and build wealth through real estate.
Our team stands by ready to give you the personal attention you deserve and treat you with the respect due a valued customer.
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About Us
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Connect With Us
Clear Path Capital Partners was founded by Antoine Doan, a mortgage industry veteran since 2000. Over the past 25 years serving homeowners and investors in Massachusetts and around the country, Antoine has helped thousands of property owners and investors secure their financing and build wealth through real estate.
Our team stands by ready to give you the personal attention you deserve and treat you with the respect due a valued customer.
Clear Path Capital Partners has tried to provide accurate and timely information; however, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. CPCP may change the products, services, and any other information described on this site at any time. The information published on this site is provided as a convenience to visitors and is for informational purposes only. You should verify all information before relying on it and decisions based on information contained in our site are your sole responsibility. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for a loan, please contact us at (617) 379-6166. This contact information is for accommodation requests only.