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Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals

At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.

Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.

We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.

For real estate investors

Fix & Flip Program

Financing for the purchase and the repairs. Made for investors who buy distressed properties, fix them up, then sell them or keep them as rentals.

Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals

At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.

Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.

We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.

Flooring, fabric and paint samples for a renovation

Financing for the Purchase and the Repairs

A fix and flip project has two costs: buying the property and repairing it. This program has a loan for each.

Purchase loans go up to 85% of cost, based on your experience. Rehab loans go up to 100% of cost. The 12-month term, with an interest-only option, is sized for a project: buy, repair, then sell or keep it as a rental.

  • Single-family and 2–4 unit investment properties
  • Purchase loans and rehab loans
  • A 12-month term, with an interest-only option

Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals

At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.

Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.

We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.

Who This Program Is For

Investors who are in the business of turning distressed properties around.

  • Investors Who Fix and Sell

    You buy a distressed property, repair it and put it back on the market.

  • Investors Who Fix and Hold

    You repair the property, then keep it for rental income.

  • Investors With Experience

    Purchase loans go up to 85% of cost, based on your experience.

Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals

At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.

Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.

We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.

How It Works

A simple path from your first question to your financing.

  1. Step 1: Tell Us About the Project

    Share the property, the purchase price and the repairs you plan. A mortgage advisor will confirm the program fits.

  2. Step 2: Review the Numbers

    Go over the purchase loan and the rehab loan, and what your experience allows.

  3. Step 3: Close and Get to Work

    The term is 12 months, with an interest-only option.

  4. Step 4: Sell or Hold

    Sell the repaired property, or keep it for rental income.

This is a general guide. Your steps can vary with your loan.

Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals

At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.

Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.

We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.

Two Ways to Finish the Project

The program is designed for investors who sell the repaired property, and for those who keep it.

  • Fix and flip

    Sell It

    Put the repaired property back on the market and move on to the next one.

  • Fix and hold

    Hold It for Rental Income

    Keep the property as a rental. Clear Path's DSCR Program qualifies on a property's cash flow, for a purchase or a refinance.

    See the DSCR Program

Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals

At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.

Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.

We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.

Program Details

The figures Clear Path publishes for this program, in plain words.

Who it is for
Investors who buy distressed properties, repair them, then sell or rent them
Property types
Single-family and 2–4 unit multifamily investment properties
Purchase loan
Up to 85% of cost, based on experience The share of the purchase cost the loan can cover depends on your experience.
Rehab loan
Up to 100% of cost The repair budget can be financed as well.
Term
12-month loan term, with an interest-only option With an interest-only option, payments cover the interest alone during the term.

Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals

At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.

Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.

We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.

Questions About This Program

Short answers, taken from what Clear Path publishes. For anything else, get in touch.

It is designed for investors who buy distressed properties, repair them, then either sell them or hold them for rental income.

Investment properties: single-family homes and multifamily properties of 2–4 units.

Purchase loans go up to 85% of cost, based on your experience.

Yes. Rehab loans go up to 100% of cost.

The loan term is 12 months, with an interest-only option.

Rates and fees depend on your situation, so none are published on this page. Request a quote and you will get your personalized rates and fees.

You can start the application online in about 5 to 10 minutes, or call or text (617) 379-6166 and talk it through first. Say you are asking about the Fix & Flip Program.

Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals

At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.

Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.

We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.

Loan programs that work for Real Estate Investors, Business Owners and Self-Employed Professionals

At Clear Path Capital Partners, we offer investment and commercial financing solutions for almost every scenario.

Real estate investors, business owners, self-employed professionals are now empowered to finance their real estate deals using loan programs which do not require showing tax returns, W2's or pay stubs.

We finance 1-4 unit investment properties as well as multi family and commercial properties. On this page, you will learn about some of the loan programs we offer. Please feel free to contact us with any questions. If you have 5-10 minutes, you can also start the application process online.

Have a Property in Mind?

Tell us about the purchase and the repairs you plan. Get started online, or call to talk it through.

Begin your Loan Journey Today!

Whether you are a first time investor or an experienced real estate entrepreneur, we have the solutions for you.

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Low & No Money Down Options

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Popular with 1st Time Home Buyers

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Borrowers with 5%-20%+ Down Payments

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Self Employed & High Net Worth Borrowers

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Business Bank Statement Program

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DSCR Cashflow Program
(Using Property Cashflow Only)

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1099 Statement Program

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Fix & Flip Program

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Hard Money Loan Program

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Construction & Renovation Loans

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Rental Property & 2nd Home Financing

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HECM Loans for Seniors

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ITIN & Foreign National Buyers

Business Bank Statements Program

Bank statement loans are for self-employed individuals who prefer to use their bank statements to prove their qualifying income.

  • 1-4 Unit Properties

  • Up to 80% of Value

  • $75,000 to $2 million loan amount

  • Purchase or Refinance

Business owners and self-employed professionals often write off many of their business expenses, therefore reducing their taxable income and their "qualifying" income.

Our Business Bank Statements Program enables borrowers to qualify for loans without the traditional income qualification standards. Speak with one of our Mortgage Advisors for more information.

DSCR (Debt Service Coverage Ratio) Program

Using a DSCR loan, an investor buyer can use the property's cashflow to qualify for the purchase or refinance loan, instead of having to show their tax returns or W2's.

  • 1-4 Unit Properties

  • 5+ Unit & Mixed Use Properties

  • Up to 80% of Value

  • $75,000 to $2 million loan amount

  • Purchase or Refinance

  • Income calculated on the property cashflow, not the borrower

  • 30-year terms with Interest Only option

Speak with one of our Mortgage Advisors to discuss the benefits or choosing a DSCR loan.

1099 Statement Program

Perfect for Business Owners, Self-Employed Professionals and Independent Contractors.

  • Property Types - Single family, condo, townhouse, 2-4 unit properties

  • Loan Amounts – $75,000 to $3 million

  • Term – 5 & 7 year ARM and 30-Year Fixed Rate

  • Entities - available to individuals, trusts, corporations, limited partnership

Fix & Flip Program

Designed for investors who are in the business of buying distressed properties, repairing them and then either selling or holding for rental income.

  • Investment Properties – Single Family, Multi Family 2-4 units

  • Purchase Loan Amount – up to 85% of Cost based on experience

  • Rehab Loan Amount – up to 100% of Cost

  • 12-month loan term with Interest Only option

Please contact one of our Mortgage Advisors to discuss financing for buying or refinancing a second home.

Hard Money Loan Program

Designed for investors looking to finance a property quickly without the red tape often associated with traditional lending standards.

  • 1-4 Unit Properties

  • 5+ Unit & Mixed Use Properties

  • Up to 80% of Property Value

  • Closing in 1-2 weeks

Contact one of our Mortgage Advisors to discuss our various renovation loan programs.


ITIN & Foreign National Buyer Program

This program offers the perfect solution for investors and borrowers without Social Security numbers but who have Individual Tax Identification Numbers, as well as for foreign nationals looking to purchase properties in the United States.

  • ITIN Program – For borrowers with Individual Tax Identification Numbers

  • Foreign National Program – Loan solutions designed for eligible foreign national buyers

Get in touch with us to learn more about our creative home financing options.

GET IN TOUCH

We’re here to answer all of your mortgage financing questions.

(617) 379-6166

About Us


Clear Path Capital Partners was founded by Antoine Doan, a mortgage industry veteran since 2000. Over the past 24 years serving homeowners and investors in Massachusetts and around the country, Antoine has helped thousands of property owners and investors secure their financing and build wealth through real estate.

Our team stands by ready to give you the personal attention you deserve and treat you with the respect due a valued customer.

Contact Us

150 Wood Road Suite 101

Braintree, MA 02184

(617) 379-6166

Connect With Us

About Us

Contact Us

Connect With Us

Clear Path Capital Partners was founded by Antoine Doan, a mortgage industry veteran since 2000. Over the past 25 years serving homeowners and investors in Massachusetts and around the country, Antoine has helped thousands of property owners and investors secure their financing and build wealth through real estate.

Our team stands by ready to give you the personal attention you deserve and treat you with the respect due a valued customer.

150 Wood Road Suite 101

Braintree, MA 02184

(617) 379-6166

Clear Path Capital Partners has tried to provide accurate and timely information; however, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. CPCP may change the products, services, and any other information described on this site at any time. The information published on this site is provided as a convenience to visitors and is for informational purposes only. You should verify all information before relying on it and decisions based on information contained in our site are your sole responsibility. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for a loan, please contact us at (617) 379-6166. This contact information is for accommodation requests only.